Insurance of employees traveling abroad
The programs are, aimed at comprehensive insurance protection for employees of the organization who go on business trips abroad.
Life is unpredictable - accidents, sudden illness and other events can happen to everyone. A person finds himself in an unpleasant situation when, in addition to his loss of health, he has additional expenses for treatment, the search for qualified specialists and many other negative factors. It is good if there are relatives and relatives, who at any moment will extend a helping hand. But what if something happened during your stay in a foreign country, where you can expect help from no one?
For enterprises and organizations with social responsibility and wishing to provide their employees with reliable protection for the duration of their business trips, BIMA Insurance Company offers voluntary insurance programs when traveling abroad.
Traveling abroad insurance is a type of insurance designed for citizens who travel abroad for work, recreation, sports, study, tourism, etc. Now, there are a large number of insurance programs on the insurance market, including a diverse set of risks. The insurance organization "BIMA" has developed the most optimal and sought-after line of insurance programs for traveling abroad in terms of price and a set of services provided.
Insurance is a voluntary type of insurance, and for traveling to some countries, purchasing a policy is a prerequisite for obtaining an entry visa.
Suggested insurance programs:
The program "Medical expenses". The program provides your employee with medical care abroad, namely paying for the services of doctors and clinics if an accident has occurred (for example, an injury, food poisoning, an accident, a tick bite, a burn, etc.) or a sudden acute illness.
The minimum set of risks under the insurance of travelling abroad policy includes such risks as:
— Payment of medical expenses;
— Payment of emergency dental care;
— Medical transportation;
— Repatriation in case of death.
The program "Loss of baggage". Loss of baggage during the trip brings a lot of trouble, so in order not to be, left without your things or to return compensation for them, it is worthwhile to make insurance for baggage. Loss of baggage can occur for various reasons. Things may disappear during the flight at the airport, may be stolen or destroyed during an accident, fire, flood or other unforeseen situations. This program is especially important for those traveling with several transfers, as a result, of which delay or loss of baggage is likely.
The program "Cancel a trip". The insurance program is, issued in case the trip does not take place for any reason or the length of stay abroad is, reduced. A tourist will be able to receive an insurance payment if he did not go abroad due to various life circumstances that did not depend on him. An insurance policy may include, for example, such an insured event, such as a refusal to travel due to illness or a visa refusal.
The program "Civil Liability". Often, traveling abroad, many tourists find themselves in unforeseen situations. For example, trying to make an impression or just skate on the ski slope, many vacationers fall, breaking skis, and sometimes the legs of the skiers passing by. To prevent a conflict from developing into litigation, you must insure your civil liability in advance. The person who caused the damage is obliged to fully, compensate the losses to the victim. In case of insurance under this Program, this obligation is shifted to the insurance organization “BIMA”, provided that, the damage was not caused intentionally, and not in a state of alcohol or drug intoxication.
The program "Accident". The insurance program provides full compensation for loss of ability to work as a, result of an accident. With minor injuries, depending on its severity, an appropriate percentage of compensation is, provided. Your employee receives financial compensation after returning from a trip. This can be very useful in the period of recovery of health - after all, it will be necessary to visit the clinic, do procedures prescribed by the doctor. All material costs that will arise after returning home, cover the payment of insurance against accidents.
You can receive additional information and issue an accident insurance policy at our company's office and at the offices of our partners, as well as by living an online application on our website.
Benefits of Insurance:
— Improving the image of the enterprise by providing an additional element of social protection.
— Increasing staff loyalty to the company.
— Satisfaction of one of the conditions for obtaining an entry visa.
— Ability to issue a reusable insurance policy for frequent business trips.
— Individual approach to corporate clients.
— In the event of an insured event — the highest class service by our partner, the assistance company “Europ Assistance”.
— Insurance coverage is valid 24 hours a day, anywhere in the world.
Our partner in the provision of assistant services throughout the world is, Europ Assistance.